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Privacy Policy

Last updated: July 2025

Introduction

At Budpoint, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our personal finance application.

Information We Collect

• Account Information: Name, email address, and Apple ID authentication information

• Financial Data: Transactions, budgets, accounts, and categories you enter in the application

• Usage Data: Information about how you use the app, including features accessed and usage time

• Device Information: Device type, operating system, unique device identifiers

• Notification Tokens: To send push notifications when you share transactions with other users

How We Use Your Information

We use your information to:

  • Provide and maintain app services
  • Sync your data across devices through iCloud
  • Facilitate transaction sharing with other users when you choose to connect
  • Send notifications about shared transactions and important updates
  • Improve user experience and develop new features
  • Provide technical support when needed

Data Storage and Security

• Local Storage: Your data is stored locally on your device

• iCloud: We use Apple's iCloud to sync your data across devices (optional)

• Firebase: When you connect with other users, we use Firebase (Google) to facilitate transaction sharing

• Encryption: All data is transmitted using TLS/SSL encryption

• We don't sell your information: We never sell, rent, or share your personal information with third parties for commercial purposes

Third-Party Services

We use the following third-party services:

  • Apple iCloud: For data synchronization across devices
  • Firebase (Google): For transaction sharing features between users
  • Apple Sign-In: For secure authentication

These services have their own privacy policies that we recommend reviewing.

Your Rights

You have the right to:

  • Access your personal information
  • Correct inaccurate information
  • Delete your account and associated data
  • Export your data in CSV format
  • Revoke permissions for transaction sharing
  • Disable push notifications at any time

You can exercise these rights directly in the app or by contacting us.

Children's Privacy

Our application is not directed to children under 13 years of age. We do not knowingly collect personal information from children under 13. If we discover that we have collected personal information from a child under 13, we will immediately delete such information.

Changes to This Policy

We may update this Privacy Policy occasionally. We will notify you of important changes through an app update or notification. We recommend reviewing this policy periodically to stay informed about how we protect your information.

Contact

If you have questions about this Privacy Policy or the handling of your personal information, you can contact us through the support section in the app or by sending an email to support@budpoint.app.